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Calculators > Loan and mortgage calculator

Loan and Mortgage Calculator

Click the link above to open the calculator in a new window.

See how much interest you can save by paying down your debt more quickly!  Input up to 3 different payment options for your loan/mortgage, to see a side-by-side comparison.  See how much sooner your debt will be repaid if you increase your regular payment.

payment frequencies:
accepts amortization periods of up to 40 years, in months or years
allows various compounding frequencies:
shows the effective interest rate
shows interest savings when regular payments are increased
allows input of an extra payment annually
shows how much sooner the debt will be repaid with increased payments
shows the outstanding loan balance at any point in the future based on input by the user

See our glossary article which explains nominal and effective interest rates, and compound interest.

Tax Tip:   Pay yourself first.


Check out our other calculators.


Revised: October 12, 2021

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