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Save Money   ->  Finding Unclaimed Balances

Finding Unclaimed Balances / Lost Money / Forgotten Funds

It's hard to believe, but people forget about funds that they have on deposit in banks, trust companies and loan companies.  They also forget to notify banks, brokers, and others when they have a change of address, or a change of name due to marriage, divorce, etc.

A free searchable database is available at  The database provides access to unclaimed property in most states.

The National Association of Unclaimed Property Administrators (NAUPA) provides links to databases for all 50 states, the District of Columbia, a few Canadian provinces, and Guam and Puerto Rico.

The US government also has a web page Unclaimed Money from the Government, with links for

bullet tax refund status
bullet pension funds from former employers
bullet savings bonds recovery
bullet unclaimed property, and many other helpful items.

In order to avoid any of your assets becoming part of the massive unclaimed property amounts, it is important to:

bullet keep good records of
bullet bank and savings accounts
bullet investment/brokerage accounts
bullet stock certificates, if held personally
bullet any deposits paid, such as utility or telephone deposits
bullet insurance contracts
bullet deposit or cash all checks as soon as possible after receipt
bullet keep a list of accounts that would have to be notified of a change of address.  This list is also invaluable to the executor of your estate, so make sure they have access to it.
bullet notify everyone on the list promptly if you change your address, or if for some reason your name changes.

Tip:  Keep good records, so if something happens to you, your heirs will find all your assets!

Revised: July 10, 2020

Copyright 2008 Boat Harbour Holdings Ltd.   See Reproduction of information on

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